Spending

Introduction

How much does it cost to study in Maastricht? This varies between individuals and the type of lifestyle you lead. If this is your first time living away from home, you may be surprised at the number of expenses that crop up which you never thought of before. More than simply the cost of your tuition, you can expect to pay a lot each month for housing, leisure, groceries, transport etc. Here you can find out about the most common expenses of a student and what you can expect to pay. It is also worth checking out the university guidance on budgeting.

Housing Expenses

Housing is likely to form your biggest expense during you time in Maastricht. It is also unlikely that you will be able to get financial assistance from the government to help pay for your accommodation, so make certain that you choose somewhere which is within your budget. Accommodation can range from as cheap as €250 per month to as expensive as €800 per month. When calculating your budget, consider that the rent often excludes additional costs like utilities. Take a look at our section on housing for more information

Tuition fees

At Maastricht University the tuition fees depend on both your nationality and whether the courses you are trying to enroll in are part of your first or of your second study program. A few courses also charge higher fees. This page tells you how much money you have to pay based on which degree you are aiming for. To find out how much you have to pay at Zuyd University of Applied Sciences follow this flow chart.

Groceries

The university recommendation is to budget around €150 per month for groceries, but this of course varies from individual to individual. Albert Heijn is considered the most expensive of the supermarkets but it is often where most students shop because there are numerous locations throughout the city making it a very convenient option. Ask at the counter for an Albert Heijn bonus card to take advantage of the in store discounts.

Aldi and Lidl are two alternative options which are a little cheaper but their range is smaller. Use our map to find out where your nearest grocery store or supermarket is.You can also buy fresh fruit, vegetable, meat and fish at the market which is held every Wednesday and Friday in the Markt between 8:00 and 13:00

Mobile phone

When getting a mobile phone in the Netherlands the first thing you have to decide on is whether you want to get a contract (abonnementen) or go for a prepaid (pay as you go) option.

When choosing your abonnement, you can either get a sim-only contract, or a contract with a mobile phone included. Sim-only contracts can be as cheap as around €3 a month. If you want a mobile phone included in the contract, you will have to pay a little more. KPN, Vodafone, Telfort, Orange and T-Mobile offer mobile phone contracts ranging from about €20 to €50 per month, depending on which options you choose to include. You can check out the following independent comparison website (only in Dutch) to find the contract that most suits your needs.

Most providers that do contracts also offer a prepaid option where you have more control over how much money you spend with your mobile phone. Thanks to the data packages available for mobile Internet the prepaid option can be the best option even if you use your smartphone’s Internet on a regular basis.

Insurance Expenses

If you start working in the Netherlands you must start paying health insurance. See our section on health care to find out more about the health service in the Netherlands and seeking health insurance. You may also want to take out liability insurance or contents insurance. The first covers you if you accidentally damage someone else’s property and the second covers you for damage or loss of your possessions in your own home.

Other Expenses

There are a number of other expenses that you should be aware of before coming to Maastricht. For example, you should make sure that you have enough money to pay for your textbooks and materials for university as these will not be provided by the university. Other things to think about are funds for public transport and unseen costs such as emergency repairs to your bike or your house. There are also a number of monthly bills and related costs associated with housing that you should be aware of. Overall, it is sensible to overestimate the expected expenses that you will have to pay. It is also wise to have an emergency fund that can support you in the case of unexpected expenses.

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