We highly recommend that you open a bank account here in the Netherlands, particularly if you don’t already have a SEPA account in any EU country. It will make your life easier for several reasons, including because:
- You can only get a Dutch phone plan once you have a Dutch bank account,
- It’s easier to apply for and receive subsidies from the government with a Dutch bank account (although it’s still possible without one, no need to panic!),
- You will probably need a Maestro card, which a Dutch bank account will provide you with, and
- The Dutch government, local municipalities and most employers alike often prefer that you have a Dutch bank account in order to facilitate financial transfers.
Our map will show you where the banks are located in Maastricht. Your options within the city are SNS Bank, ING Bank, Rabobank and ABN AMRO Bank.
To open a bank account in the Netherlands you will have to take the following documents with you when you visit their office:
- Valid ID
- BSN or burgerservicenummer
- Proof of address (your rental contract or a recent utility bill should do just fine)
The UM and the ING Bank have an agreement that you can open a bank account with them even if you are not in possession of a BSN number. This option is especially helpful for non-EU students. Maastricht University provides more information on their website.
You could also consider online banking options: these are often easier to set up, usually operate in English, and don’t require a BSN. Popular online banking options include Bunq, Knab and N26.