Spending

How much does it cost to study in Maastricht? This varies between individuals and the type of lifestyle you lead. If this is your first time living away from home, you may be surprised at the number of expenses that crop up which you never thought of before. More than simply the cost of your tuition, you can expect to pay a lot each month for housing, leisure, groceries, transport etc. Here you can find out about the most common expenses of a student and what you can expect to pay. It is also worth checking out the university guidance on budgeting.

Housing Expenses

Housing is likely to form your biggest expense during you time in Maastricht. It is also unlikely that you will be able to get financial assistance from the government to help pay for your accommodation, so make certain that you choose somewhere which is within your budget. Accommodation can range from as cheap as €250 per month to as expensive as €800 per month. When calculating your budget, consider that the rent often excludes additional costs like utilities. Take a look at our section on housing for more information

Tuition fees

At Maastricht University the tuition fees depend on both your nationality and whether the courses you are trying to enroll in are part of your first or of your second study program. A few courses also charge higher fees. This page tells you how much money you have to pay based on which degree you are aiming for. To find out how much you have to pay at Zuyd University of Applied Sciences follow this flow chart.

Supermarkets and other shops

The University recommendation is to budget around €150 per month for groceries, but this of course varies from individual to individual. We’ve compiled a little overview of what shops sell what, as that may be quite confusing to some when first moving to Maastricht.

Supermarkets
Maastricht offers a variety of different supermarkets. The biggest Dutch chains are Albert Heijn and Jumbo, which have the largest selection of goods and are to be found in multiple locations in Maastricht. Alternatively, there are Aldi, Lidl, Jan Linders, Spar & Plus in Maastricht. You can find the exact locations and opening hours hereYou can also buy fresh fruit, vegetable, meat and fish at the market which is held every Wednesday and Friday in the Markt between 8:00 and 13:00

Drugstores
For any hygiene products and/or cleaning products, you will be looking for a drugstore. The major drugstores in Maastricht are Kruidvat, Etos & DA. You can find the exact locations and opening hours here.

Hardware stores
If you are looking for building supplies or other items for DIY-projects you might be in need of a hardware store. In Maastricht you can find different hardware stores, such as Praxis, Formido, Gamma, or Karwei. You can find the exact locations and opening hours here.

Department stores
If you are looking for a place where you can purchase all kinds of different things – from office/study supplies to all kinds of household articles – you are looking for a department store. The main ones in Maastricht are Hema, Bijenkorf, Hudson’s Bay, Xenos & Kijkshop. You can find the exact locations and opening hours here.

Study supplies & books
If you need some basic study/office supplies, you can always check out the small supplies shop in the inner-city library. You’ll find the shop close to the lunch area next to the main entrance. If you are looking for a place to purchase books for your study, you should go to the UM Study Store at Tongersestraat 12 A. They are able to provide you with all necessary literature of your curriculum & normally they have the literature of the current periods in stock. Alternatively the Dominicanen Boekhandel also sells and orders University-related books.

Besides these two shops you can check this Facebook group or the second hand book store Books 4 Life.

Mobile phone

When getting a mobile phone in the Netherlands the first thing you have to decide on is whether you want to get a contract (abonnementen) or go for a prepaid (pay as you go) option.

When choosing your abonnement, you can either get a sim-only contract, or a contract with a mobile phone included. Sim-only contracts can be as cheap as around €3 a month. It’s up to you to decide between a proper contract or a simple prepaid sim.

If you want a new mobile phone, you can finance a phone through your phone contract and pay it in installments. Alternatively, it’s also possible to purchase a phone in one payment & independently from a binding contract. If you decide to do either that or to use another phone you already have, you will only need a sim card from a dutch provider.  But be aware; you need to make sure that the phone you plan to use isn’t sim-locked (=bound to one specific provider).

There is a large variety of providers with different options for mobile contracts or prepaid sims in the Netherlands. If you want to be sure to have the best deal possible, you should compare the different providers, their offers and contracts, as well as their coverage quality. The comparison websites below give you a more detailed insight into all the options!

expatica.com offers a detailed English guide including all essential information regarding Dutch mobile operators. It’s a good starting point to inform yourself in more detail. The also provide you with a comparison tool.

telefoonabonnement.nl (8 providers compared) & telecomvergelijker.nl (11 providers compared) are two major comparison websites that provide you with the ability to search specifically for offers that match your individual wishes. Unfortunately, both of them are only available in Dutch.

Insurance Expenses

If you start working in the Netherlands you must start paying health insurance. See our section on health care to find out more about the health service in the Netherlands and seeking health insurance. You may also want to take out liability insurance or contents insurance. The first covers you if you accidentally damage someone else’s property and the second covers you for damage or loss of your possessions in your own home.

Other Expenses

There are a number of other expenses that you should be aware of before coming to Maastricht. For example, you should make sure that you have enough money to pay for your textbooks and materials for university as these will not be provided by the university. Other things to think about are funds for public transport and unseen costs such as emergency repairs to your bike or your house. There are also a number of monthly bills and related costs associated with housing that you should be aware of. Overall, it is sensible to overestimate the expected expenses that you will have to pay. It is also wise to have an emergency fund that can support you in the case of unexpected expenses.

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