Health insurance

Dutch health insurance is not required for people who already have European Health insurance and only study in the Netherlands. However, you must take out Dutch Health insurance if you:

  • do not have European Health insurance
  • work in the Netherlands. (Regardless of your health insurance coverage elsewhere. If you are employed in the Netherlands you will be forced to get Dutch Health Insurance.)

Most students will therefore never require Dutch health insurance if they choose not to work in the Netherlands during their degree. However, if you get a job you must take out insurance as soon as possible or you will be violating Dutch law. We are here to guide you through this process. You should also take a look at our finances section to find out how to  receive a subsidy in order to help cover your insurance costs.

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If you need off-line help with filling out an application or finding specific information, you can turn to the International Service Desk (given that you are a student at UM). We collaborate closely and one of our colleagues will welcome you and assist you at the reception of the Student Services Center (SSC, located at Bonnefantenstraat 2, 6211KL, Maastricht) from Monday to Friday from 13.00 until 17.00. If you are not a student at UM step by the Holland Expat Centre South. They help every international in the Maastricht Region with all kind of issues.